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Word - Divorce made up of wooden letters on the table with wedding rings.

In a pivotal family law case, the Applicant seeks to reduce his temporary child and spousal support payments to his child's mother, the Respondent, originally ordered on April 13, 2021. The couple, who married in 1996 and separated in 2015, have three children, with their youngest, 15-year-old Chase Galea, requiring extensive care due to cerebral palsy and severe hearing loss. This case involves complex financial assessments to determine the appropriate level of support. Both parties have submitted multiple expert reports to establish the Applicant's income. Key among these is a report by David M. Oswald, a Chartered Professional Accountant, who provided an in-depth analysis of the Applicant’s income based on recent bank statements. This article introduces Oswald's comprehensive report, which plays a crucial role in understanding the financial dynamics at play and the court’s decision-making process.Read the full report <a data-mce-href="https://acrobat.adobe.com/id/urn:aaid:sc:US:aabe377e-71f2-40a0-9e98-a3649295793a" href="https://acrobat.adobe.com/id/urn:aaid:sc:US:aabe377e-71f2-40a0-9e98-a3649295793a" target="_blank" rel="noopener">here</a>

Expert Witness Report: A Detailed Analysis of Income for Support - Galea v Galea

Amanda C. Riley AKA "Scamanda" represents a prime example of an exploitative fraudster, adeptly manipulating the trust and empathy inherent in her community, particularly her church, to perpetrate a long-standing scam. By claiming to battle Hodgkin's lymphoma, Riley orchestrated a deceitful narrative that enabled her to swindle over $100,000 from well-intentioned donors over seven years.<figure id="figure-ir0vtrhjxltzrjhds"><img id="ir0vtrhjxltzrjhds" src="https://cdn.durable.co/blocks/29LqUlNv4ZZeRtAO0YbTvNfs5Gd2Nai52BpO3c70ejyYzwne8mpTp008VjlnEZj1.png" alt="3 x 3 rubiks cube" title="3 x 3 rubiks cube" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="Featured Image Credit: Newsnation Now" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://cdn.durable.co/blocks/29LqUlNv4ZZeRtAO0YbTvNfs5Gd2Nai52BpO3c70ejyYzwne8mpTp008VjlnEZj1.png" data-mce-style="aspect-ratio: 16/9; object-position: center center;"><figcaption class="body-normal text-gray-500 mt-2">Featured Image Credit: Newsnation Now</figcaption></figure>Riley’s meticulous construction of her fraudulent persona began with her blog, "Lymphoma Can Suck It," where she detailed her fictitious struggle with cancer. Her ability to announce remission four times, only to claim a recurrence of the disease, showcased her manipulative prowess. This recurring cycle of false hope and despair kept her audience emotionally engaged and financially supportive.Her sustained deception hinged on several factors:<table style="border-collapse: collapse; width: 100%;" border="1" data-mce-style="border-collapse: collapse; width: 100%;"><tbody><tr><td style="width: 33.3325%;" data-mce-style="width: 33.3325%;">Societal Sympathy for Cancer Patients: Riley exploited the universal empathy felt for cancer sufferers, knowing the social taboo against questioning the authenticity of a patient’s illness.</td><td style="width: 33.3325%;" data-mce-style="width: 33.3325%;">Detailed Fabrication and Physical Deception: She enriched her false narrative with medical jargon and sham documents, and even shaved her head, crafting a believable image of a cancer patient.</td><td style="width: 33.335%;" data-mce-style="width: 33.335%;">Digital Presence and Community:Riley used social media to document her fabricated journey and participated in community events, embedding herself within the network of trust and support of her church.</td></tr></tbody></table>The church community was instrumental in the success of Riley’s scheme. The inherent trust and emotional connections within this close-knit group allowed her to weave a convincing story that was rarely questioned:<table style="border-collapse: collapse; width: 100%;" border="1" data-mce-style="border-collapse: collapse; width: 100%;"><tbody><tr><td style="width: 20%;" data-mce-style="width: 20%;">Built-in Trust and Emotional Connection: The church environment, grounded in mutual trust and compassion, provided a ready-made audience for her fraudulent appeals.</td><td style="width: 20%;" data-mce-style="width: 20%;">Social Proof and Pressure: Riley’s cause was legitimized through communal support, creating a bandwagon effect that spurred more donations.</td><td style="width: 20%;" data-mce-style="width: 20%;">Frequent Access and Visibility: Regular interactions with community members at church events reinforced her fabricated identity and plight.</td><td style="width: 20%;" data-mce-style="width: 20%;">Exploiting Community Networks: She leveraged the interconnectedness of her community to expand her reach and enhance the credibility of her false claims. </td><td style="width: 20%;" data-mce-style="width: 20%;">Emotional Blackmail: The communal ethos of caring and support made it difficult for individuals to express scepticism or disbelief in her story.</td></tr></tbody></table>Riley's eventual exposure and legal repercussions stemmed from an investigative pursuit initiated by an anonymous tip, leading to an IRS investigation that uncovered the financial discrepancies in her claims. Her story, chronicled in the "Scamanda" podcast, not only highlights her manipulation and fraud but also serves as a cautionary tale about the potential for exploitation within community networks.In essence, Amanda C. Riley's case is a stark illustration of how an exploitative fraudster can skillfully harness the mechanisms of community and social media to perpetuate a complex, long-term scam, ultimately leading to significant legal and social consequences

Deceit Exposed: Uncovering the Cancer Fraud Scheme

fraud detection phrase made from metallic letterpress blocks on the pc board background

Fraud isn’t just about numbers and systems—it’s also about people. What drives people to commit fraud, and what can we do to stop it?<h3>Why Do People Commit Fraud?</h3> Seeing the Chance: People to commit fraud if they notice a weak spot where they can take advantage without getting caught. This is often because the rules aren’t strict enough or there’s no one checking their actions. Making Excuses: Those who commit fraud often tell themselves stories to justify their actions. They might feel they deserve more for their hard work or believe they’re fixing a wrong done to them. Feeling the Pressure: Sometimes, people face tough situations, like needing more money to pay bills or wanting to keep up with friends’ lifestyles. This pressure can push them to take what isn’t theirs. Who They Are: Some personality traits, like not caring about others’ feelings, thinking highly of oneself, or liking to take risks, might be more common in people who commit fraud. But, remember, not everyone with these traits will do something wrong.<h3> The Problem of Starting Small</h3> Fraud usually begins with something small—a test to see if they can get away with it. When they don’t get caught, they might try for more. This can lead to a cycle where the fraud grows bigger and bigger.<h3>Why Can’t They Stop fraudulent behavior?</h3> Living Large: As people steal more, they might start living a fancier lifestyle that they need to keep supporting. Getting Used to It: After a while, what seemed wrong at first might not feel so bad. It can become a habit that’s hard to break. Covering Up: Sometimes, people continue committing fraud just to hide what they’ve already done.<h3> How Can We Prevent Fraud?</h3> Understanding why people do helps us in preventing fraud. Here’s what we can do to prevent fraud:Make it Harder: Improve rules and checks within organizations. Teach and Support: Help everyone understand why it’s important to stay honest and offer help to those who might feel pushed into a corner. Watch and Listen: Use technology to spot when things don’t look right, but also remember the value of simply paying attention to people’s behavior and concerns.<h3>Wrapping Up</h3>Fraud is a tricky problem because it involves understanding people just as much as processes. By keeping an eye out for the warning signs and creating a supportive and strict environment, we can all understand what drives people to commit fraud and help in the fight against fraud. Let’s work together to build workplaces where honesty is valued and protected.For more tips on preventing fraud, reach out to our team at info@forensicrestitution.com.

Understanding Fraud: What drives people to deceive?

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In this weeks episode of popular Podcast- Divorcing Well, Leanne Townsend chats to forensic accountant Dave Oswald about spouses who hide money or assets. Dave discusses the process for finding assets and money, pitfalls to avoid , things to look for and he shares some great success stories.<a title="Uncovering Hidden Assets with Dave Oswald" href="https://podcasts.apple.com/ca/podcast/uncovering-hidden-assets-with-dave-oswald/id1498258120?i=1000641814056" data-mce-href="https://podcasts.apple.com/ca/podcast/uncovering-hidden-assets-with-dave-oswald/id1498258120?i=1000641814056">https://podcasts.apple.com/ca/podcast/uncovering-hidden-assets-with-dave-oswald/id1498258120?i=1000641814056</a>Divorce settlements involve the fair distribution of marital assets and debts. However, the process becomes exceedingly complex when one party attempts to hide assets, underreport income, or employ various financial tactics to skew the settlement in their favor. This deceit not only compromises the financial future of the affected party but also undermines the very idea of a fair settlement.

Uncovering hidden assets in divorce.

Wedding couple is hugging near the mountain river. Groom and bride with a bouquet in hands. Beautiful flowers. Nature wedding photoshoot.

<h3>Unveiling the Manipulations: The Knot’s Deceptive Practices with Advertisers</h3><figure id="figure-rj5va1srttltj8wkah"><img id="rj5va1srttltj8wkah" src="https://cdn.durable.co/shutterstock/289h37t45rgAyB4XxOoK0V0fpjFFmpsjzYVpVBlNvFq1qKd5GIWNe8Ctoi1KJSqn.jpeg" alt="Diamond Ring Close up" class="object-cover bg-gray-100 rounded-sm md:rounded-md lg:rounded-lg selected" style="aspect-ratio: 16/9; object-position: center center;" data-corners="default" data-aspect="16:9" data-caption="" data-positionx="undefined" data-positiony="undefined" data-fullwidth="false" data-mce-src="https://cdn.durable.co/shutterstock/289h37t45rgAyB4XxOoK0V0fpjFFmpsjzYVpVBlNvFq1qKd5GIWNe8Ctoi1KJSqn.jpeg" data-mce-style="aspect-ratio: 16/9; object-position: center center;" data-mce-selected="1"></figure> In the ever-evolving landscape of the wedding industry, The Knot emerged as a pioneering force, leveraging the power of digital technology to reshape how couples plan their big day. However, beneath the surface of its success story lies a web of controversy, allegations, and ethical concerns that have come to define its recent history. From its rise as a wedding industry giant to the accusations of fraudulent practices, The Knot’s journey is one marked by innovation, ambition, and challenges that threaten to tarnish its reputation.Early Digital PioneerFounded in 1996 by David Liu and Carley Roney, The Knot quickly established itself as a trailblazer in the burgeoning digital era. The founders recognized the gap in the market for an online platform that could simplify wedding planning, from inspiration to vendor selection. Their vision was fueled by their own wedding mishaps and a determination to provide couples with a comprehensive resource to navigate the complex world of wedding preparations.As the internet revolutionized consumer behaviour, The Knot capitalized on this shift by creating an online community that connected brides and grooms with vendors, enabling them to streamline the planning process. With initial funding from AOL, The Knot pioneered features like online gift registries and forums where couples could share ideas and experiences.Rapid Growth and AllegationsThe Knot’s ascent was meteoric. It evolved from a social network for wedding enthusiasts into a comprehensive wedding planning portal, boasting partnerships with industry leaders like Kleinfeld Bridal and JLM Couture. The company’s initial public offering on the NASDAQ marked a significant milestone, highlighting its relevance in the digital era.However, the journey was not without its challenges. The allegations that have come to define The Knot’s recent history began to surface, casting a shadow over its achievements. Former employees accused the company of defrauding advertisers and investors in the lead-up to its $1 billion sale in 2018. Claims of manipulating contracts and inflating revenue figures to attract investors and drive up stock prices raised serious concerns about the company’s ethical standards.Controversy Amid Changing LandscapeAs the wedding industry evolved and new competitors like Zola and tech giants like TikTok and Instagram entered the scene, The Knot found itself in a battle to remain relevant. The proliferation of platforms offering direct vendor connections threatened to render the middleman role of The Knot obsolete. To stay competitive, the company faced immense pressure to innovate and adapt its business model.The controversy surrounding The Knot’s alleged unethical practices added another layer of complexity to its challenges. The accusations of fraudulent conduct tarnished the company’s reputation and led to investigations by regulatory bodies like the Securities and Exchange Commission (SEC) and the Federal Trade Commission (FTC). While The Knot vehemently denied the allegations and emphasized the investigations conducted internally and externally, the controversy persisted, impacting its image and relationships with partners.From Pioneer to ReckoningThe Knot’s journey mirrors the broader narrative of many tech-driven companies that disrupt industries. It began as an innovative force that reshaped an industry, attracting investors and customers alike. However, the quest for growth and profitability can sometimes lead to ethical lapses, damaging not only the company’s reputation but also the trust of stakeholders who rely on its services.The allegations of misleading advertisers and investors, altering contracts, and engaging in questionable financial practices raise significant concerns about the company’s commitment to transparency and integrity. While The Knot maintains that it has thoroughly investigated these claims and stands by the accuracy of its financial statements, the allegations continue to cast a shadow over its operations.Future Prospects and ChallengesAs The Knot contemplates a potential initial public offering (IPO), it faces a critical juncture. The controversies of the past have the potential to impact investor sentiment and public perception, making it challenging to regain trust and restore its reputation. The current competitive landscape, characterized by evolving consumer preferences and emerging technologies, adds another layer of complexity to The Knot’s path forward.To succeed in this dynamic environment, The Knot must not only address the allegations of unethical practices but also demonstrate a renewed commitment to transparency, integrity, and responsible business conduct. Rebuilding relationships with advertisers, investors, and customers will require more than denial; it demands concrete actions that align with ethical standards and stakeholder expectations.The Knot’s journey from early digital pioneer to a company embroiled in controversy underscores the delicate balance that companies must strike between innovation, profitability, and ethical conduct. Its challenges serve as a cautionary tale for businesses navigating the complexities of the modern business landscape. The Knot’s future hinges on its ability to navigate these challenges, make amends, and regain the trust of stakeholders who once believed in its potential to revolutionize the wedding industry.

Untying the Deception - The Knot's Controversial Advertiser Practices Exposed

Two broken golden wedding rings divorce decree document. Divorce and separation concept

<h3>Unmasking Financial Deception: Safeguarding Fair Divorce Settlements</h3>Divorce can be emotionally charged, and the financial intricacies that often accompany it can make the process even more challenging. As family law attorneys, your ultimate goal is to secure a fair and just settlement for your clients. However, financial deception is a prevalent issue during divorce proceedings, necessitating heightened vigilance to detect red flags that may indicate hidden assets, misrepresentations, or suspicious activities. In this blog post, we will delve into the common financial red flags in divorce cases, and emphasize how Forensic Restitution, a specialized Forensic Accounting firm, can play an invaluable role in identifying and addressing these deceptive practices.1. Drastic Changes in Financial Behaviour:During a divorce, abrupt and unexplained alterations in a spouse’s financial behavior can raise red flags. This may involve opening new accounts, making substantial cash withdrawals, or transferring funds to unfamiliar entities. Such actions may indicate an attempt to conceal assets or divert resources from the marital estate. Forensic Restitution’s expertise in scrutinizing financial records can expose these deceptive practices. 2. Hidden or Undisclosed Income: Some spouses may resort to deliberately underreporting their income or concealing additional revenue sources to lessen their financial obligations during divorce proceedings. Forensic Restitution’s meticulous examination of financial records, tax returns, and other documents can help trace discrepancies and unearth hidden income streams.3. Unexplained Depletion of Assets:In divorce settlements, asset division is a critical aspect. If one spouse appears to be dissipating marital assets without a clear explanation, it could be a signal of financial misconduct. Forensic Restitution’s analysis of financial statements and transaction records can shed light on whether assets are being unfairly depleted or transferred beyond reach.4. Complex Financial Structures:Financial complexities, like offshore accounts, intricate investment portfolios, or multiple business entities, may be used to obscure the actual value of assets or income. Forensic Restitution’s expertise in analyzing complex financial structures can reveal the full financial picture, ensuring all assets are accounted for during the divorce process.5. Discrepancies in Lifestyle and Reported Income:Discrepancies between a spouse’s reported income and their extravagant lifestyle may indicate hidden assets or financial deception. Through lifestyle analyses and a thorough comparison of reported income to actual expenses, Forensic Restitution can uncover potential misrepresentations.6. Missing or Altered Financial Documents:The absence of essential financial documents or signs of tampering can be clear indicators of attempts to conceal information. In such instances, involving Forensic Restitution is prudent, as their experts possess the tools and techniques to reconstruct missing financial data and uncover any manipulations.7. Excessive Personal Expenses Charged to Businesses:During a divorce, some individuals may exploit their businesses to pay for personal expenses, masquerading them as legitimate business costs. This unethical practice can lead to inflated business expenses and impact the division of marital assets. Forensic Restitution can discern between personal and genuine business expenses, ensuring a fair and accurate financial evaluation.Divorce is an emotionally taxing time for all parties involved, and financial deception only adds to the complexity. As family law attorneys, safeguarding your clients’ interests is paramount, and being aware of potential financial red flags is crucial. Forensic Restitution, as a specialized Forensic Accounting firm, can be your trusted partner in navigating these complexities. Their role in uncovering hidden assets, tracing financial manipulations, and providing objective financial analyses ensures transparency, fairness, and trust throughout the divorce process. Embrace their expertise to secure equitable settlements and protect your clients’ future.

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